Mainstreet.Finance
  • Welcome to Main St
  • Getting Started
    • Introduction
    • Team
  • msUSD: Yield-Generating Dollar
    • Main St Token Ecosystem Overview
    • Trading Strategy Framework
      • Options Arbitrage
      • Hedged liquidity pool farming
      • Basis Trading Implementation
      • Key Features
    • Minting Pathway
    • Buying msUSD
    • Redemption Process
  • Market Stability Mechanisms
  • Protocol Economics
  • Protocol Economics
  • Staking Model
  • Risk Factors
    • Risk Factors
    • Insurance Fund
  • Technical
    • Key Addresses
  • Legal & Compliance
    • General Risk Disclosures
    • Privacy Policy
    • Terms of Service
    • msUSD and smsUSD Terms and Conditions - EEA
    • msUSD and smsUSD Terms and Conditions - Non EEA
    • msUSD and smsUSD Mint User Agreement - Non EEA
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On this page
  • Core Token Structure
  • How Staking Works
  • Market Access
  • Benefits of the Staking Model

Staking Model

Main St has implemented a sophisticated staking model that balances capital efficiency, user experience, and regulatory compliance.

Core Token Structure

msUSD (Main St USD)

  • The base token that maintains a soft dollar peg

  • Serves as the entry point for users

  • Can be minted directly with USDC at a 1:0.998 ratio by KYC-verified users

smsUSD (Staked Main St USD)

  • Received when users stake msUSD

  • Automatically accrues yield from delta-neutral strategies

  • Represents a claim on the underlying msUSD plus accumulated yield

How Staking Works

  1. Deposit Process

    • Users deposit msUSD into the staking contract

    • They receive smsUSD representing their share of the yield-generating pool

    • The exchange rate between msUSD and smsUSD continuously updates as yield accrues

  2. Yield Accrual

    • As the protocol generates yield from options strategies, the value of smsUSD increases relative to msUSD

    • This increasing exchange rate represents the yield earned by stakers

    • No manual claiming or harvesting required

  3. Unstaking Process

    • Users can unstake at any time by converting smsUSD back to msUSD

    • The amount of msUSD received reflects the original deposit plus accumulated yield

Market Access

msUSD can be acquired through:

  • Direct minting by KYC-verified users

  • Purchase on decentralized exchanges like ShadowDEX

  • Integrated partner platforms within the Sonic ecosystem

Benefits of the Staking Model

  • Enhanced Efficiency: Optimizes capital utilization by deploying assets strategically

  • Capital Concentration: Maintains unified liquidity in a single token ecosystem

  • Compliance-Friendly: Designed with regulatory considerations in mind

  • Scalable Architecture: Supports growth to $500M-$1B with 30%+ APY

  • Ecosystem Integration: Forms an infrastructure layer for options volatility strategies

The staking model represents Main St's commitment to creating a sustainable "savings account for crypto natives" while maintaining the highest standards of security and compliance.

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Last updated 15 days ago