# Protocol Economics Main St's tokenomic structure balances user rewards with protocol sustainability. ### **Revenue Distribution** Yield flows through our staking system: * 80% to msY Holders via the staking mechanism * 10% to Insurance Fund for protocol resilience * 10% to treasury {% hint style="warning" %} In circumstances where funding rates or yields significantly exceed competitive market rates, the protocol may retain a portion of yield from distribution. These retained yields may be allocated to multiple purposes including protocol operations, supplementing the insurance fund, and stabilizing returns during periods of lower market funding rates or yields. This mechanism helps ensure sustainable long-term performance. {% endhint %} ### Token Architecture * **msUSD** - A dollar-pegged token that serves as the base asset in our ecosystem. Each token is backed USDC. * **msY** - The first strategy token that accrues yield when users stake their msUSD and is backed by the box spread strategy. ### Protection & Governance The Insurance Fund receives 10% of generated yield, serving as defense during market disruptions. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://mainstreet-finance.gitbook.io/mainstreet.finance/protocol-economics-1.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.